Recreational Vehicle Insurance
Your RV, boat, motorcycle, and off-road toys deserve real protection — not the gaps a standard auto or home policy leaves behind. We shop carriers built for the fun stuff.
Free Quote
Tell us a little about you and we’ll shop the market. No spam, no pressure.
Coverage for every kind of adventure
Motorhomes & RVs
Class A, B, and C motorhomes — full-timer options available.
Travel trailers
Fifth wheels, campers, and towable trailers.
Boats & watercraft
Ski boats, pontoons, bass boats, and personal watercraft.
Motorcycles
Street, cruiser, touring, and off-road bikes.
ATVs & UTVs
Four-wheelers, side-by-sides, and off-road toys.
Golf carts
Neighborhood and on-property golf carts.
Real protection for your toys
Why your auto and home policies aren’t enough
It’s a common and costly assumption: that the boat in the driveway or the four-wheeler in the garage is somehow covered by your existing policies. In reality, auto policies don’t cover watercraft or off-road vehicles, and home policies offer only very limited protection — usually a small contents sub-limit and little or no liability once you’re off your property. A dedicated recreational policy covers the vehicle itself, your liability while you ride, and often your gear.
Coverage that travels with you
Recreational coverage can include physical damage (collision and comprehensive) for your RV, boat, or bike; liability for injuries or damage you cause; medical payments; and add-ons that matter for the way you actually use it — on-water towing for boats, roadside assistance for motorhomes, and coverage for trailers, accessories, and custom equipment.
Full-timers and specialty situations
If you live in your motorhome full- or part-time, we can add full-timer coverage that works more like a homeowners policy, with personal-belongings and liability protection. Classic and collector vehicles, high-value boats, and custom builds all have specialty markets too — we match you to the carrier that fits how you ride and what you own.
Frequently Asked Questions
Does my auto or home policy already cover my RV or boat?
Usually not fully. Auto policies don’t cover watercraft or off-road toys, and home policies offer only very limited protection. A dedicated recreational policy covers the vehicle itself, your liability, and often your gear.
Can I get full-timer coverage for my motorhome?
Yes. If you live in your RV full- or part-time, we can add full-timer liability and personal-belongings coverage that works more like a homeowners policy. Just let us know how you use it.
Do you cover boats and personal watercraft?
We do — from bass boats and pontoons to jet skis. Coverage can include physical damage, liability, on-water towing, and your equipment. We’ll match the policy to where and how you ride.
Insure the fun stuff the right way.
Tell us what you need. We’ll shop the market and get back to you fast — no pressure, no jargon.