When you work on or store customers’ vehicles, you take on a special kind of liability that standard policies don’t address. Garage liability and garagekeepers coverage protect against damage to vehicles in your care, while property, workers’ comp, and commercial auto round out the operation. We insure Texas repair shops, garages, detailers, tire and body shops, and dealers with programs built for the trade.
Risks auto service & dealers businesses face
- Damage to customer vehicles in your care (garagekeepers)
- Faulty repair and completed-operations claims
- Employee injuries with lifts, tools, and chemicals
- Theft of vehicles, parts, and equipment
- Test-drive and dealer-plate liability
Coverage we recommend
General Liability Insurance
The foundation of business protection — covering third-party injury, property damage, and the claims that come with doing business.
Learn more →Commercial Property Insurance
Protect the building, equipment, inventory, and tools your business runs on — from fire, theft, storms, and more.
Learn more →Commercial Auto Insurance
Vehicles that work for a living need business coverage — for one work truck or a whole fleet.
Learn more →Workers’ Compensation Insurance
Protect your employees and your business when someone gets hurt on the job — with coverage shopped across Texas’s top comp carriers.
Learn more →Garagekeepers: the coverage that defines your trade
The moment a customer’s vehicle is in your care, you take on a liability a standard policy won’t touch. Garagekeepers coverage protects those vehicles against fire, theft, and mishaps while they’re at your shop — and it’s essential whether you repair, detail, or sell. We round it out with garage liability, property for your tools and lifts, and workers’ comp for a trade that works around heavy equipment all day.
Every auto service & dealers business is different. Tell us how yours runs and we’ll shop 15+ carriers for the right coverage. Request a free quote or call 830-387-4032.