Construction is one of the most coverage-intensive industries there is. Clients and GCs require proof of insurance before you set foot on site, your tools and equipment travel with you, and one accident can mean a serious claim. We protect contractors and trades across the Texas Hill Country — general contractors, electricians, plumbers, HVAC, roofers, framers, concrete, and remodelers — and we turn certificates of insurance around fast so jobs never stall.
Risks construction businesses face
- Third-party injury and property damage on the job site
- Tools and equipment lost, stolen, or damaged
- Employee injuries in a high-hazard trade
- Accidents in work trucks hauling crews and materials
- Contract and GC insurance requirements
Coverage we recommend
General Liability Insurance
The foundation of business protection — covering third-party injury, property damage, and the claims that come with doing business.
Learn more →Workers’ Compensation Insurance
Protect your employees and your business when someone gets hurt on the job — with coverage shopped across Texas’s top comp carriers.
Learn more →Commercial Auto Insurance
Vehicles that work for a living need business coverage — for one work truck or a whole fleet.
Learn more →Commercial Umbrella Insurance
Extra liability protection that kicks in when a big claim exceeds your other policies’ limits.
Learn more →Certificates, additional insureds, and getting on the job
In construction, insurance isn’t just protection — it’s a requirement to work. General contractors and clients won’t let you on site without a certificate of insurance, often naming them as an additional insured. We turn those around fast, and we make sure your limits actually meet the contract so a job never stalls over paperwork. We also coordinate the pieces most trades need together — general liability, workers’ comp, commercial auto, and tools coverage — under one roof.
Every construction business is different. Tell us how yours runs and we’ll shop 15+ carriers for the right coverage. Request a free quote or call 830-387-4032.